With an FSA, you choose how much to contribute for the year, and those funds become available to spend on eligible medical and vision expenses. Because the money is pre-tax, you can save up to 30% (depending on your tax bracket) on items like:

• Prescription eyeglasses
• Prescription sunglasses
• Contact lenses
• Eye exams
• Lens replacements
• Readers (with prescription lenses)

If you’re planning to refresh your glasses or contact lenses anyway, using FSA funds is one of the simplest ways to save.

The short answer: almost anything with a prescription.

The longer answer:

• Prescription glasses: Any frame with prescription lenses.
• Prescription sunglasses: Yes, they count.
• Contact lenses: Absolutely—including daily, weekly, and monthly lenses.
• Eye exams: At Warby Parker locations with optometrists.
• Lens upgrades: Progressives, blue-light filtering, or specialized coatings (as long as they’re part of a prescription purchase).

Items like non-prescription sunglasses or accessories aren’t FSA-eligible—but they still look great.

Most FSA cards work just like debit cards:

• Online: Use your FSA card at checkout—no extra forms needed.
• In store: Swipe your card as your payment method.
• If your card doesn’t swipe: Pay normally and submit your itemized receipt for reimbursement (your FSA provider will guide you through their portal).

Most FSAs expire on December 31—meaning unused funds disappear (“use it or lose it”). Some employers offer a grace period or a small rollover, but it’s not guaranteed.

If your FSA doesn’t include a physical card, no problem. Just:

• Make your purchase normally.
• Download your itemized receipt from your Warby Parker order history.
• Upload it to your FSA provider’s portal.

They’ll take it from there.