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What Is an FSA (Flexible Spending Account)?

Flexible Spending Accounts (FSAs) let you set aside pre-tax dollars for qualified health expenses—including prescription glasses, contacts, and eye exams. In other words: it’s money you’ve already earned, set aside specifically to help you see more clearly (literally).
Two frames resting on top of a blue cloth and blue background
Two frames resting on top of a blue cloth and blue background

What Is an FSA (Flexible Spending Account)?

Flexible Spending Accounts (FSAs) let you set aside pre-tax dollars for qualified health expenses—including prescription glasses, contacts, and eye exams. In other words: it’s money you’ve already earned, set aside specifically to help you see more clearly (literally).

What Is an FSA (Flexible Spending Account)?

Flexible Spending Accounts (FSAs) let you set aside pre-tax dollars for qualified health expenses—including prescription glasses, contacts, and eye exams. In other words: it’s money you’ve already earned, set aside specifically to help you see more clearly (literally).
Girl Posing with Head Resting on Hand

How to pay with FSA 

With an FSA, you choose how much to contribute for the year, and those funds become available to spend on eligible medical and vision expenses. Because the money is pre-tax, you can save up to 30% (depending on your tax bracket) on items like:
  • Prescription eyeglasses
  • Prescription sunglasses
  • Contact lenses
  • Eye exams
  • Lens replacements
  • Readers (with prescription lenses)
If you’re planning to refresh your glasses or contact lenses anyway, using FSA funds is one of the simplest ways to save.

What You Can Buy at Warby Parker With FSA Funds

The short answer: almost anything with a prescription.

The longer answer:
  • Prescription glasses: Any frame with prescription lenses.
  • Prescription sunglasses: Yes, they count.
  • Contact lenses: Absolutely—including daily, weekly, and monthly lenses.
  • Eye exams: At Warby Parker locations with optometrists.
  • Lens upgrades: Progressives, blue-light filtering, or specialized coatings (as long as they’re part of a prescription purchase).
Items like non-prescription sunglasses or accessories aren’t FSA-eligible—but they still look great.

Paying With Your FSA Card Online or In-Store

Most FSA cards work just like debit cards:
  • Online: Use your FSA card at checkout—no extra forms needed.
  • In store: Swipe your card as your payment method.
  • If your card doesn’t swipe: Pay normally and submit your itemized receipt for reimbursement (your FSA provider will guide you through their portal).

Don’t Forget Year-End Deadlines

Most FSAs expire on December 31—meaning unused funds disappear (“use it or lose it”). Some employers offer a grace period or a small rollover, but it’s not guaranteed.

If you’re unsure of your deadline, it’s worth checking. (Future-you will thank you.)


How to Get Reimbursed (If You Don’t Use an FSA Card)

If your FSA doesn’t include a physical card, no problem. Just:
  • Make your purchase normally.
  • Download your itemized receipt from your Warby Parker order history.
  • Upload it to your FSA provider’s portal.
They’ll take it from there.
Two pairs of glasses are displayed on geometric shapes, one pair of sunglasses and one pair of eyeglasses.
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FAQ’s

Yes—as long as the lenses include a valid prescription.