Yes, you can pay with insurance!

Enter your information to see if you have eligible benefits for frames, contacts, or eye exams. If you do, we’ll apply them automatically.
  • Instant benefit check
  • Easy out-of-network reimbursement
  • FSA/HSA accepted

Vision insurance covers…

  • Girl Posing with Head Resting on Hand
    Girl Posing with Head Resting on Hand

    Prescription glasses

    Scratch-resistant and anti-reflective coatings included—no extra cost. Free shipping and free returns.

    Save $100 on average
  • Girl Posing with Head Resting on Hand
    Girl Posing with Head Resting on Hand

    Contact lenses

    Free shipping, no hidden fees—and if you buy a year’s supply, we’ll give you a $50 credit for new prescription glasses!

    Save $115 on average
  • Girl Posing with Head Resting on Hand
    Girl Posing with Head Resting on Hand

    Eye exams

    We offer comprehensive eye exams at most of our stores, and making an appointment is quick and easy

    Save $40 on average

FSA / HSA accepted

Use your pre-tax dollars to pay for prescription glasses, contacts, and eye exams.
Learn more
Important limitations: Benefits cannot be combined with promo codes or discounts—and may be limited. Check your plan for details.

Find your carrier to get started

We’re in-network with most major vision carriers—but even if we’re not, you may still be eligible for out-of-network savings.

In-network vs. out-of-network

Whether we’re in-network or out-of-network with your carrier, you can still use your vision insurance with us—we’ll walk you through the process.

In-network benefits

We work directly with your insurance—coverage is automatically applied.
How it works:
Coverage automatically applied at checkout
Pay copay or remaining balance (if any)
No reimbursement paperwork needed

Out-of-network benefits

You pay upfront and then get reimbursed by your carrier.
Learn how to submit a claim
How it works:
Pay full price at checkout
Obtain an itemized receipt (either from your account or by contacting us)
Submit a claim form and your itemized receipt to your carrier

Insurance FAQs

The best way to confirm your vision insurance benefits is to reach out to your insurance carrier directly. You can usually find their contact information on your insurance card or by logging into their member portal on their website.

Vision insurance is typically designed for routine eye care. (Think annual eye exams and helping cover the cost of eyeglasses or contact lenses.) It's typically a separate insurance policy from your medical insurance, and it may or may not use the same company name. 

We’re in-network with most major vision carriers, like UnitedHealthcare, Davis Vision, Superior Vision, and some VSP plans. For other plans, like EyeMed and Cigna, we often work as an out-of-network carrier.

The easiest way to check your specific benefits with us is to visit our insurance page on our website and enter your information. We'll let you know if you have eligible benefits for frames, contacts, or eye exams—and apply them automatically if you do!
Absolutely! You can use your Flexible Spending Account (FSA) or Health Savings Account (HSA) funds for eligible vision expenses. This includes prescription eyeglasses, prescription sunglasses, contact lenses, and even eye exams. It's a smart way to pay for out-of-pocket costs or additional pairs.

Most vision insurance plans typically cover one annual eye exam and offer an allowance or discount on prescription glasses and/or contacts. These benefits usually reset at the end of the year, so it's a good idea to check your plan's specific details.

If we're out-of-network for your plan, don't worry—you can often still get reimbursed!

Here's the general process:

  1. 1. Purchase your eyewear or get your eye exam with us and pay upfront.
  2. 2. Gather a detailed receipt from us (either from your account or by contacting us).
  3. 3. Fill out a claim form provided by your insurance carrier. You can usually download this from their website.
  4. 4. Submit the claim form along with your receipt to your insurance company. They will then process your claim and reimburse you directly. This typically takes 2–3 weeks, depending on your carrier.

We even have specific forms and instructions for common out-of-network carriers on our website to make it easier.
Vision insurance typically covers:

  • - Routine eye exams
  • - Prescription eyeglasses or prescription sunglasses (including single-vision, progressives, and lens upgrades)
  • - Contact lenses

Coverage can vary by plan, so it's always a good idea to check your specific benefits.
Yep! You can use your vision benefits to help cover the cost of a comprehensive eye exam at most Warby Parker locations.
If they're prescription sunglasses, then yes. Most vision insurance plans provide coverage for them. Your plan's yearly frame and lens benefits can usually be applied toward the cost. Non-prescription sunglasses are generally not covered by vision insurance, but you can often use your FSA or HSA funds for them.

While having your insurance card can be helpful, it's not necessary to have the physical card to check your benefits with us. We can usually verify your eligibility using your name, date of birth, and ZIP code. However, some plans may require a Member ID, which you can usually find on your card or by logging into your insurance carrier’s website.